Products and Services
Experience The New Way To Finance Your Business
We understand that no two businesses are the same. Nor is the future predictable.
We offer you the flexibility you need to manage your loan to mirror the cash flow needs of your business.
Business Loans
To cover a one-time business demand, get a simple term loan.
-Funds are available within 24 hours.
-Simple monthly rate with no hidden fees!
– Payment terms of up to 6 months and a maximum amount of R100000
With our flexible financing, you can take control of your cash flow.
All you require is:
In South Africa, a registered company or close corporation
More than R100000 in annual revenue
A six-month trading history is required.
Payday Loans
Pfani Financial Services and solutions can help you find an easy online credit option. We provide rapid loans as a quick and convenient solution to short-term financial problems. Get the cash you require when you require it most.
We can help you get a payday loan quickly and easily. You can borrow anything from R1000 to R5000 and get your money right away.
Unsecured Personal Loans
Pfani Financial Services and Solutions will assist you in obtaining a fixed interest rate personal loan for unforeseen costs or to fund a specific project.
To process your personal loan, we’ll require the following papers.
– a clean copy of your South African identification card
– a recent document proving your current residence
– Original bank-generated PDF statements from the last three months (available via e-mail from your bank or from your banking app) or pay stubs as proof of earnings
Get a loan of up to R150 000 at a fixed interest rate with a maximum of 24 month repayment terms.

Apply online for free
Apply online in minutes. Tell us how much funding you’re looking for and fill in some standard info about you and your business.
Upload your recent bank statements or link your internet banking account to share your read-only transactions data and you’re done. Our security is top-notch to keep your info safe.

Get a quote
If you thought the online application was quick, our Lulalend scoring technology quickly evaluates the real-time performance of your business, enabling us to give a quote in minutes.
It also helps us give you the best possible funding for your business.

Get funded
Our goal is to get funds into your bank account in 24 hours so you can get back to starting, running or growing your business.
Get funded over 3, 6, 9, 12 months or settle early and save with no repayment penalties.
Contact
Get In Touch
We believe small businesses are the key to local economic success and deserve an easy and inspiring lending experience.
